Looking for a great loan rate?
Finding the best loan rates is always a challenge. At JN Bank we match your rate to your personal circumstances so that we can provide a straightforward and fairly priced option that could really make a difference in your life. JN Bank UK was voted 2022’s Best Personal Loan Provider by the British Bank Awards.
Looking for a great loan rate?
Finding the best loan rates is always a challenge. At JN Bank we match your rate to your personal circumstances so that we can provide a straightforward and fairly priced option that could really make a difference in your life. JN Bank UK was voted 2022’s Best Personal Loan Provider by the British Bank Awards.
The JN Bank Personal Loan - at a glance
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Pre-application eligibility check – no record on your credit history
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Borrow from £1,000 to £15,000, over 1 to 5 years with rates from 9.9% APRⱡⱡ - 24.9% APRⱡⱡ
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Representative 12.9% APR (see example below)
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No set up fees, make a lump sum or early repayment with no penalties
You can apply for a JN Bank Personal Loan if you:
• Are over the age of 21
• Have been a UK resident for more than 2 years
• Have no active CCJ's, bankruptcies or IVA's
• Are employed or self-employed with a minimum monthly income £1,000 after tax
• Have a UK mobile phone number and an email address
• Have a UK bank account with a direct debit facility.
Please note: the loan must be opened in sole name only.
ⱡⱡ Interest rates are correct at the time of publication but may change in the future and are subject to individual credit check.
Representative example
Representative 12.9% APR | Loan amount £9,500 | Interest rate 12.9% (fixed) p.a | Term 60 months | Monthly repayments £212.25
| Total amount repayable £12,735.00
JN Bank treat all our customers and their applications on an individual basis. The calculator above is for illustrative purposes only, and the results are based on the representative APR for the amount you enter. JN Bank Personal Loans are available over terms of 1 to 5 years and for amounts of £1,000 to £15,000. We will do a credit assessment when you apply and your actual rates and repayments may differ from your original request, and will be based on your personal circumstances, the loan amount and term. The maximum APR we would offer you on any loan amount is 24.9%. Credit is available subject to status. We reserve the right to refuse any loan application.