The JN Bank Personal Loan - at a glance
Pre-application eligibility check – no record on your credit history
Borrow from £1,000 to £15,000, over 1 to 5 years
Fixed APR with rates from 7.9%APRⱡⱡ - 24.9% APRⱡⱡ
Representative APR 19.9% (see example below)
Quick decision – money paid within 2 working days after approval
Make lump sum repayments, with no penalties
No set up fees or early repayment charges
Online account management and paperless statements
You can apply for a JN Bank Personal Loan if you:
• Are over the age of 21
• Have been a UK resident for more than 2 years
• Are employed or self-employed with a minimum monthly income £1,000 after tax
• Are self-employed and you have been established for more than 12 months
• Have a UK mobile phone number and an email address
• Have a UK bank account with a direct debit facility.
Please note: the loan must be opened in sole name only.
ⱡⱡ Interest rates are correct at the time of publication but may change in the future and subject to individual credit check.
Select an amount to borrow between £1,000 and £15,000
Select a repayment period that has affordable monthly repayments
Total cost of credit
Representative 19.9% APR | Loan amount £3,000 | Interest rate 19.9% (fixed) p.a | Term 36 months | Monthly repayments £108.89
| Total amount repayable £3,920.04
JN Bank treat all our customers and their applications on an individual basis. The calculator above is for illustrative purposes only, and the results are based on the representative APR for the amount you enter. JN Bank Personal Loans are available over terms of 1 to 5 years and for amounts of £1,000 to £15,000. We will do a credit assessment when you apply and your actual rates and repayments may differ from your original request, and will be based on your personal circumstances, the loan amount and term. The maximum APR we would offer you on any loan amount is 24.9%. Credit is available subject to status. We reserve the right to refuse any loan application.