Your savings are protected by the Financial Services Compensation Scheme
The money you save with JN Bank UK is protected up to £85,000 per person by the Financial Services Compensation Scheme (FSCS). All the money you save with us, whether in one or multiple accounts is counted towards this limit. You should also note, that if you have any other JN Bank UK accounts opened through a savings platform then these deposits also count towards the total limit of £85,000.
Access to your money when you need it or lock it away and get a better rate
Our easy access account can be opened with just £1 and gives you access to your money when you need it. Higher rates of interest are available on our Fixed Term Deposit Savings Accounts. These will have terms of between 1 to 5 years.
Quick to open an account online with the reassurance of a highly rated customer services team
It is straight forward to apply for a savings account with JN Bank UK – you can do it all online. If you do need some help, then our customer services team is there to help. We’re highly rated on Trustpilot and are finalists for the British Bank Award’s Treating Customer’s Fairly Champion in 2023.
All UK residents aged 18 years and over, who have a UK mobile phone, email address and a UK bank account are eligible.
You can click here, choose a product for you, and complete the account opening process online. You may also visit our branch in Brixton or call our customer services team on 0808 196 1945 for any assistance.
The account opening process can all be done electronically. However, in some instances you may be asked to produce the following:
- a Valid Photo ID (passport, driving licence, government issued ID)
- proof of UK address (utility bill, bank statement or Council Tax bill) dated within the last 3 months
Once you have completed the application process, (including the upload of any documents if applicable), your application will be processed. Once your account is open, we will email you your account information, including:
- sort code
- account number
- account opening date
- For Easy Access, interest is calculated daily and paid monthly into your Easy Access account
- For 1 Year Fixed Term, interest is calculated daily, and paid at maturity. For 15 Month, 2 Year, 3 Year, 4 Year, and 5 Year Fixed Term terms, interest is calculated daily, paid annually and at maturity
- This is any UK bank current account, in your name, that you can link to your JN Bank, so you can transfer funds into and from it.
