Fixed Term Savings Account
Our new rates are now available for our Fixed Term Deposit Savings Account!
JN Bank Fixed Term Savings Accounts
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Fixed Rate term deposits, from 1 to 5 years
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The interest rate is fixed for the term
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No early withdrawals
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Interest rate is calculated daily, paid annually and at maturity into your fixed-term account
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Minimum opening balance: £100
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Customer limit of £500,000
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View your savings account online whenever you want
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Maximum 11 deposits: £500,000 total during first 14 days
Interest rate | Term | Deposit | Withdrawals | Interest | Apply now |
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4.40% gross/AER fixed* | 1 Year | £100** minimum, maximum*** £500,000 | None | Calculated daily, paid at maturity | Apply Now |
4.40% gross/AER fixed* | 15 Months | £100** minimum, maximum*** £500,000 | None | Calculated daily, paid annually and at maturity | Apply Now |
4.51% gross/AER fixed* | 2 Year | £100** minimum, maximum*** £500,000 | None | Calculated daily, paid annually and at maturity | Apply Now |
4.60% gross/AER fixed* | 3 Year | £100** minimum, maximum*** £500,000 | None | Calculated daily, paid annually and at maturity | Apply Now |
4.51% gross/AER fixed* | 4 Year | £100** minimum, maximum*** £500,000 | None | Calculated daily, paid annually and at maturity | Apply Now |
4.49% gross/AER fixed* | 5 Year | £100** minimum, maximum*** £500,000 | None | Calculated daily, paid annually and at maturity | Apply Now |
Interest rate | 4.40% gross/AER fixed* |
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Term | 1 Year |
Deposit | £100** minimum, maximum*** £500,000 |
Interest | Calculated daily, paid at maturity |
Apply Now | |
Interest rate | 4.40% gross/AER fixed* |
Term | 15 Months |
Deposit | £100** minimum, maximum*** £500,000 |
Interest | Calculated daily, paid annually and at maturity |
Apply Now | |
Interest rate | 4.51% gross/AER fixed* |
Term | 2 Year |
Deposit | £100** minimum, maximum*** £500,000 |
Interest | Calculated daily, paid annually and at maturity |
Apply Now | |
Interest rate | 4.60% gross/AER fixed* |
Term | 3 Year |
Deposit | £100** minimum, maximum*** £500,000 |
Interest | Calculated daily, paid annually and at maturity |
Apply Now | |
Interest rate | 4.51% gross/AER fixed* |
Term | 4 Year |
Deposit | £100** minimum, maximum*** £500,000 |
Interest | Calculated daily, paid annually and at maturity |
Apply Now | |
Interest rate | 4.49% gross/AER fixed* |
Term | 5 Year |
Deposit | £100** minimum, maximum*** £500,000 |
Interest | Calculated daily, paid annually and at maturity |
Apply Now | |
What is the interest rate? |
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Can JN Bank change the interest rate? |
Rates are fixed until the maturity date. For further information please refer to clause 4 of our JN Bank Fixed Term Savings Account Specific Terms and Conditions. |
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What would the estimated balance be on the following: |
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How do I open and manage my account? |
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Can I withdraw money? |
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Additional Information |
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*Please ensure you read the summary box and full terms and conditions before you apply.
Savings FAQs
All UK residents aged 18 years and over, who have a UK mobile phone, email address and a UK bank account are eligible.
This is any UK bank current account, in your name, that you can link to your JN Bank, so you can transfer funds into and from it.
- For 1 Year Fixed Term, interest is calculated daily, and paid at maturity.
- For 15 Month, 2 Year, 3 Year, 4 Year, and 5 Year Fixed Term terms, interest is calculated daily, paid annually and at maturity into your Fixed Term Savings Account. Interest can only be withdrawn when the account matures.
The account opening process can all be done electronically. However, in some instances you may be asked to produce the following:
- a Valid Photo ID (passport, driving licence, government issued ID)
- proof of UK address (utility bill, bank statement or Council Tax bill) dated within the last 3 months
Once you have completed the application process, (including the upload of any documents if applicable), your application will be processed. Once your account is open, we will email you your account information, including:
- sort code
- account number
- account opening date
You can click here, choose a product for you, and complete the account opening process online. You may also visit our branch in Brixton or call our customer services team on 0808 196 1945 for any assistance.