JN Bank UK launched in December 2019 as an authorised UK bank regulated by the Prudential Regulation Authority and the Financial Conduct Authority. We offer UK consumers savings accounts and unsecured personal loans and all eligible deposits held by us are covered by the Financial Services Compensation Scheme.

We might be new to the UK, but we are part of the Jamaica National Group with nearly 150 years of banking history. Our leadership team includes highly experienced banking professionals who have decades of experience within the UK bank and building society sectors.

The Jamaica National Group is owned by its members and JN Bank UK operates inline with their mutual ethos. This includes enriching our local communities and supporting our customers to achieve their financial potential.  

Our Vision

JN Bank UK is on a mission to unleash the financial potential of our customers and enrich the lives of our local communities. We provide personal savings and unsecured personal loans that are fair, transparent and simple.  

Our Values

We are committed to delivering the best customer experience and to do that we work to a set of shared values.


We are reliable and keep our word.


We take pride in what we do. We smile along the way.



We are inclusive. We treat everyone with courtesy, politeness and kindness. We care about your story.



We are open, honest and will treat you fairly.


Meet our Leadership Team


The Jamaica National Group