Get a quote without impacting your credit score
Get a quote, find out the actual rate you could be offered all without impacting your credit score!
Affordable rates
Affordable rates with no upfront fees to pay
Easy online application
Complete our simple 5-step process to find out if you'll be offered a loan
Money in your account within 5 working days
If approved, and you accept the loan, the money will be with you within 5 working days
GET A QUOTE
Get a quote that is specific to you, and find out if you will be accepted with no impact on your credit score
SUBMIT YOUR APPLICATION
Sometimes, we may need you to upload documents such as payslips and bank statements
SIGN YOUR AGREEMENT
If approved, digitally sign your agreement and receive your money within 5 working days
To apply for a loan for debt consolidation with JN Bank UK you must:
- Not have an existing JN Bank UK loan
- Be a homeowner with or without a mortgage
- Be over the age of 21
- Have been a UK resident for more than 3 years
- Have no active or pending CCJs, bankruptcies or IVAs
- Be employed, self-employed, or retired with a minimum monthly income of £1,000 after tax
- Have a UK mobile phone number and a valid email address
- Have a UK bank account with a direct debit facility
You can't use your loan to:
- Buy shares/stocks
- Make a deposit for a house
- Pay a tax bill
- Gamble
If your loan application for debt consolidation has been accepted, you will be asked to read and accept our terms and conditions, and other contractual documents before you accept the quote.
If your loan application for debt consolidation has been referred, we will let you know if we need to check anything else regarding your application. This may require documentation to be provided to help verify some of your details. These documents are known as JN Bank UK acceptable forms of identification and are used to confirm your identity, home address, income, bank account, or your affordability. This protects you from criminals who might try to use your identity without you knowing.
If you are asked to provide this documentation, please make sure that:
- The name and address detailed on your identification is the same as the name and address you provided us during your application
- Your proof of address is dated within the last three months
- Your proof of bank account shows name, sort code, and account number
There are a few things you should consider before applying. You need to consider the repayment terms, length, and repayment amount. You should compare lenders, look at reviews, and consider other options before applying.
A loan for debt consolidation loan is an option, but it is not the only option available.
