The JN Bank Car Loan
Turn the car of your dreams into a reality. Whether you're buying your first car, upgrading to a newer model or just carrying out repairs, a JN Bank Personal Loan could give you the flexibility to hit the road.
The JN Bank Car Loan
Turn the car of your dreams into a reality. Whether you're buying your first car, upgrading to a newer model or just carrying out repairs, a JN Bank Personal Loan could give you the flexibility to hit the road.
The JN Bank Personal Loan - at a glance
If you’re buying a new or used car and you need to borrow to purchase it, a JN Bank Personal Loan is here to help you keep things running smoothly.
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Pre-application eligibility check – no record on your credit history
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Borrow from £1,000 to £15,000, over 1 to 5 years
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Fixed APR with rates from 7.9%APRⱡⱡ - 24.9% APRⱡⱡ
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Representative APR 19.9% (see example below)
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Quick decision – money paid within 2 working days after approval
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Make lump sum repayments, with no penalties
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No set up fees or early repayment charges
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Online account management and paperless statements
You can apply for a JN Bank Personal Loan if you:
• Are over the age of 21
• Have been a UK resident for more than 2 years
• Are employed or self-employed with a minimum monthly income £1,000 after tax
• Are self-employed and you have been established for more than 12 months
• Have a UK mobile phone number and an email address
• Have a UK bank account with a direct debit facility.
Please note: the loan must be opened in sole name only.
ⱡⱡ Interest rates are correct at the time of publication but may change in the future and subject to individual credit check.
Representative example
Representative 19.9% APR | Loan amount £3,000 | Interest rate 19.9% (fixed) p.a | Term 36 months | Monthly repayments £108.89
| Total amount repayable £3,920.04
JN Bank treat all our customers and their applications on an individual basis. The calculator above is for illustrative purposes only, and the results are based on the representative APR for the amount you enter. JN Bank Personal Loans are available over terms of 1 to 5 years and for amounts of £1,000 to £15,000. We will do a credit assessment when you apply and your actual rates and repayments may differ from your original request, and will be based on your personal circumstances, the loan amount and term. The maximum APR we would offer you on any loan amount is 24.9%. Credit is available subject to status. We reserve the right to refuse any loan application.
New to JN Bank?
Apply now to take advantage of our savings accounts and personal loan.
We'll help you find a way.