With a passion for building purpose led businesses providing customers access to straightforward financial services products, delivered with exemplary service, Paul joined JN Bank as CEO in January 2023

A highly accomplished and resourceful business leader with over 25 years’ experience in Financial Services, Paul has taken businesses from start-up to successes as well as transforming divisions of large Banks to deliver great customer and business outcomes.

Before JN Bank, Paul spent 6 years at Pollen Street Capital, an asset manager focussed on financial services. There he led the investment into Tandem Bank and transformation towards building the UK’s greener digital bank, complimented with additional business acquisitions.

Prior to this, Paul co-founded 118 118 Money to shake up the traditional approach to lending and provide a fairer value alternative to customers unable to borrow from their bank. Launched in 2013, Paul accelerated this business supported by clear customer demand, and was recognised as consumer lending business of the year in 2015.

Paul’s strong approach to leveraging data and understanding customer need across retail banking has supported him throughout his career, with executive roles in Lloyds Bank, Barclays and RBS. Paul has also served as a non-executive director and board advisor for businesses and trade associations across the financial services sector.

Paul is a Fellow of the Institute of Directors, holds a MBA in International Strategic Leadership from Nottingham Trent University and a BSc(Hons) in Mathematics.